How not to destroy the Christmas Cheer…

For many, Christmas is a time to gather with family and friends, enjoy good food, good wine and (mostly) good company. Whilst estate planning probably isn’t the most enjoyable subject to discuss over Christmas lunch, the holiday period can be an opportune...

Home Insurance Traps

When homeowners leave their homes unoccupied for extended periods of time, insurers have found that the risk of break-ins, burglaries and property damage through robbery and vandalism increases. An insurance policy is a contract where the insured party must...

Cropping our sunburnt country, on a handshake….

The use of share farmers and contractors to plant, spray, nurture and harvest crops on an informal handshake is common. Unfortunately, these types of arrangements do have a habit of breaking down if one or both of the parties involved fail to fulfil their...