Home Insurance Traps

When homeowners leave their homes unoccupied for extended periods of time, insurers have found that the risk of break-ins, burglaries and property damage through robbery and vandalism increases. An insurance policy is a contract where the insured party must...

Cropping our sunburnt country, on a handshake….

The use of share farmers and contractors to plant, spray, nurture and harvest crops on an informal handshake is common. Unfortunately, these types of arrangements do have a habit of breaking down if one or both of the parties involved fail to fulfil their...