Settlements used to require lawyers and banks to meet up to check and swap documents and bank cheques. The documents had to then be lodged with the Land Registry Office and government authorities had to be notified about the transaction.

The recently introduced e-conveyancing system cancels all existing Certificate Titles (CT) and CTs are no longer issued resulting in no more paper title deeds. The new process ensures that conveyancing is completed with speed, efficiency and accuracy.

What is e-conveyancing?

e-Conveyancing provides an electronic online business environment for completing property transactions including electronic lodgement with Land Registries and the electronic settlement of payment of funds. e-Conveyancing is facilitated via a secure online environment to:

  • Lodge the Land Title documents needed to register changes in property ownership and interests;
  • Allow the various parties involved in the transaction to view and complete the documents online to conclude the property exchange or transaction; and
  • Allow for the electronic settlement of all financial transactions at a nominated date including settlement monies, duties, taxes and any other disbursements.

What happens to Certificates of title?

Existing CTs will be cancelled and no longer issued. Existing CTs cannot be required to be produced to have a dealing or plan lodged for registration.

Authorised Deposit-Taking Institutions, for example, banks, are no longer issued with CoRD, which is the electronic equivalent of a CT.

The Torrens Title Register has always been and continues to be the single source of truth as to the ownership of a person’s property.

How are landowners impacted?

The 3 main changes from the previous practice for landowners includes:

  1. Those who pay off their mortgage will no longer receive a CT;
  1. Purchasers of property without the need for a mortgage (“cash-buyers”) will not receive a CT;
  1. When a plan of subdivision is registered, and new parcels of land created, CTs (or CoRD) will no longer be issued for those parcels of land.

As the abolition of CTs is only a new concept, we recommend you seek legal advice if you are unsure as to how this will affect you.

What replaces CTs?

The Torrens Register will be considered the single source of truth as to a person’s interest or estate in land. All documents to be registered on the Torrens Register must be lodged by a subscriber, who is either a client’s lawyer or conveyancer. The person’s subscriber must verify the identity of their client and prove they have the right to deal with the land.


On 11 October 2021, Certificates of Title were completely abolished and are no longer required to be submitted in the e-conveyancing process and the New South Wales land titles system is now completely managed through e-conveyancing. This means the settlement process will become faster and more secure than the traditional paper one.

It is important to understand that CTs are no longer required to be submitted in the e-conveyancing process. The Torrens Register is the single source as to the ownership of a person’s interest or estate in land.

If you or someone you know wants more information or needs help or advice, please contact us on 1800 618 869 or email [email protected].